Credit Risk Officer Job at Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.
Credit Risk Officer Job at Alert
We are recruiting to fill the position below:
Job Title: Credit Risk Officer Job
Location: Lagos Mainland / Lagos Island, Lagos
Employment Type: Full-time
Branch Manager at Alert Microfinance Bank is responsible for the coordination, supervision of subordinates via evaluation and processing of loans and act as liaison between customers and the organisation while helping qualified applicants acquire huge loans in a timely manner.
Coordinate, supervise, market loan products and process loan applications for Customers
Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans
Determine all applicable ratios and metrics and set up loan payment plans
Complete loan contracts and counsel clients on policies and restrictions
Opening loan applications, Conducting loan analysis by visiting the business and household of clients
Visiting the business / employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
Presenting loan proposals to the credit units and informing the client about the decision of the credit units
Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
Ensuring high quality standards of the bank’s credit portfolio
Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Minimum of B.Sc. or its equivalent in Marketing or related field.
3 – 5 years cognate experience from a reputable Microfinance Bank.
Sound Risk Management experience and can disburse / deliver a Min of 30million Naira Loan Monthly with good success rate and track records.
Good knowledge of Lagos Island and Mainland markets
Ability to disburse Micro, SME Loans in large volumes without default
Experienced in repayment tracking and loan collection without a day default
Detailed and target oriented
Excellent team spirit and communications skills
Excellent Human Relations and Inter-personal skills
Very Attractive (With Incentives and Commission).
Application Closing Date
10th March, 2022.
How to Apply
Interested and qualified candidates should send their CV to: [email protected] using “Credit Risk Officer” as the subject of the mail.
Note: Only qualified candidates will be shortlisted.